Individual Planning and Management
We are hired to bring knowledge and discipline to the process of plan design and investment selection. You can choose to use just our planning services or planning plus asset management.
Our asset management style makes use of only extremely low cost pure no load passive investments. We use Dimensional Fund Advisors (DFA), Vanguard, Exchange Traded Funds (ETFs) and other institutional groups.
The Principal, Keir Oxley, is a Chartered Financial Analyst (“CFA”) through the Association of Investment Management and Research (www.aimr.org). Keir belongs to the Security Analysts of San Francisco and is a Certified Financial Planner (“CFP®”).
Institutional Accounts
Does your company maintain a 401(k) or other retirement plan? Is the plan being handled in the best and most efficient manner possible? Are you in compliance with the myriad regulations that control plan operation? Do you want to find out whether your plan investments, matching contributions and other features are in line with those offered by similar firms? Are your curious about how much your broker is being paid to work on the plan? Is your third party administrator providing the quality of work that they should?
We belong to the American Society of Pension Actuaries. We provide an unbiased comprehensive retirement plan review. We are not tied to any third party administrator, insurance company, or mutual fund family.
If your plan design, plan investments or vendors need improving we will assist in that process. We can take your plan through a full Request for Proposal (“RFP”) Vendor search.